Our story.

Rede Finance is a team of lending experts with more than 50 years of combined finance industry experience. Our experience means we can smoothly navigate the lending process for you and deliver real results. We have strong relationships with all the major lenders and can remove the hassle from the lending process.

Our brokers are highly skilled and take the time to listen to your situation and plans so that we can secure the best possible outcome. Whether you need a first home loan, a business loan or a complicated commercial loan, we can help.

What’s even better? We get paid by the lenders, so our expert advice is usually free to you.

Our Team.

  • Warrick Lambert

    Director & Senior Broker
    Warrick Lambert

  • William Cheong – Chartered Accountant

    Director & Senior Broker
    William Cheong

  • James MacMillan

    Director & Senior Broker
    James MacMillan

  • Warrick Lambert

    Director & Senior Broker

    Warrick has more than 15 years banking experience, encompassing Retail, Business, Commercial and Credit. He is a high achiever and has won national awards for his outstanding results. His clients love his friendly and calm demeanour as well as his ability to deliver a great deal.  Warrick maintains strong relationships with all the major lenders and is well respected in the industry.

    Whether you’re a first home buyer, looking to refinance, interested in property investment or a business owner, Warrick will do the research, the comparisons and the negotiating on your behalf. This means you can get the right finance deal without the hassle.

    Warrick is based on the North Shore and in his spare time he enjoys tennis and golf. But, nowadays, he is more likely to be chasing his kids round the bike park or cheering from the sideline at Saturday morning sport.

    Ph: +64 21 803 579

  • William Cheong – Chartered Accountant

    Director and Senior Broker

    William has over 15 years’ experience in commercial banking, liquidity risk, Treasury and debt capital markets. He has worked both in New Zealand and the U.K.

    In New Zealand, William worked at BNZ as a commercial banker, where he proactively built a commercial portfolio of leveraged debt transactions for his clients. At KPMG New Zealand, his role as a financial risk manager made great use of his broad range of skills to analyse large corporate financials and interpret them for board members.

    In the U.K, William worked in London with RBC Wealth Management. He also was a key member of the liquidity risk team at the Royal Bank of Scotland.

    William has a particular interest in New Zealand’s thriving eco-system of mid-market businesses, and he is an advocate for entrepreneurs who think outside the box. As the founder of Rede, he is passionate about using his international experience and local knowledge to help business owners achieve their aspirations.

    Ph: +64 21 022 73670

  • James MacMillan

    Director & Senior Broker

    Before joining Rede, James worked within New Zealand banks for 15 years. Over that time he was able to work across a number of sectors and segments including Property Finance, Restructuring & Insolvency, Business, Commercial and Corporate banking. 

    Through this experience James grew an interest, passion & understanding of particular industries such as education, particularly early childhood, the broader Food & Beverage sector and any revenue model where contracted and recurring income exists.

    James believes in challenging the status quo, surrounding oneself with great people and being compassionate and helping others.

    Outside of work James is a sports enthusiast, particularly horse racing & cricket and he is supported (and kept honest) by his wife Jo and two daughters Olivia and Phoebe.

    Ph: +64 21 242 9653


"I cannot recommend Warrick enough!! Numbers are not my thing, and Warrick was always there, happily answering any questions we had. He spoke in a language I could understand and walked us through every aspect of buying our first home, including a great mortgage deal and advice on insurances. We are now in our new home after a busy eight weeks scouring the North Shore. It would have taken us a lot longer if we didn't have full trust in Warrick and his advice, giving us the confidence to act quickly. Thanks so much again Warrick. We owe you a beer, or seven!"Jenna & Mike

"Warrick has provided our banking services and advice for a few years now. We have always found him to be responsive and attentive to our needs. He’s been quick to suggest a better way of doing something, if there is an option that might suit us better, and appears happy to do the hard yards, make the phone calls to other advisers such as the accountant, and keep things moving along. I have no hesitation in recommending Warrick as someone who can look after your banking or lending needs, with a big picture view, who's also a decent bloke."Kris

"It was an incredible experience with Warrick who made our purchase as smooth as silk. He explained the process very clearly and well prepared our supporting documents that made the approval from the bank happen so quickly. Importantly, he always responds and acts on our enquiries promptly and keeps us posted on the progress. I strongly recommend him to anyone who needs a mortgage for your first home. Well done, Warrick!"Lyn

"Warrick is the best mortgage broker we have ever had. Very helpful and always responsive with a professional manner. We’ve used his services two times so far and can absolutely recommend him. He was able to get the best deal and maximum possible cash-back for us and took the best care of all the complexities behind the scene. Thank you, Warrick, and we will come back to you again next time."Mehdi

"We entered the housing market for the first time this year and admittedly found out that we needed to quickly understand a whole lot of things we never had to know before. Everything from building reports, to lawyer documents. Warrick was recommended to us, and had it not been for his knowledge and incredible support, we would have been overwhelmed and possibly given up. Warrick was an amazing support guiding us through each step and doing all the hard work on our behalf. He provided us with professional advice throughout and was always available even for the questions I felt silly asking. We ended up purchasing our first home in September and would highly recommend Warrick to anyone who is thinking of purchasing a home."Kerryn & Reuben

"Warrick recently helped us to re-mortgage our existing home and purchase another property. He took the stress out of the application process and secured us a great deal across our mortgages. We chose Warrick because of his friendly and professional manner, his contacts, negotiating skills and his extensive banking background. Nothing was ever a problem for Warrick and we were very pleased to have him on our side. We would recommend (and have done many times) Warrick as a mortgage adviser if you want an approachable and knowledgeable person who can get you the best results." Ange & Justin